Terms & Conditions
Effective Date: [Date]
1. Introduction
1.1 Purpose of the Agreement
These Terms and Conditions (“Agreement”) govern your use of the services provided by Pipcy, including participation in our trading evaluation challenges, funded accounts, platform tools, and related services (“Services”).
By using our Services, you agree to be bound by this Agreement. If you do not agree, you must discontinue use.
1.2 Acceptance of Terms
These Terms and Conditions (“Agreement”) govern your use of the services provided by Pipcy, including participation in our trading evaluation challenges, funded accounts, platform tools, and related services (“Services”). By using our Services, you agree to be bound by this Agreement. If you do not agree, you must discontinue use.
1.3 Definitions
- Challenge: A trading evaluation program offered by Pipcy.
- Funded Account: A simulated account provided upon successful completion of a Challenge.
- Services: Includes the Pipcy website, platforms, dashboards, evaluations, funded programs, and support.
- User: Anyone who uses or accesses Pipcy Services.
2. Eligibility
2.1 Age Requirement
You must be at least 18 years old or the legal age in your jurisdiction to use our Services.
2.2 Geographic Restrictions
Access may be limited in certain countries due to legal restrictions. You are responsible for complying with your local laws.
2.3 Legal Capacity
By registering, you confirm that you have the legal authority to agree to these Terms.
2.4 Regulatory Disclaimer
Pipcy is not a broker, dealer, or investment advisor. Our services are educational and performance-based simulations only.
3. Account Registration & Access
3.1 User Responsibilities
You agree to provide accurate information, use the account for personal purposes, and follow applicable laws.
3.2 Accuracy of Provided Information
Keep your details up to date. Pipcy is not liable for losses due to outdated info.
3.3 Account Security
You are responsible for securing your login credentials and notifying us of any unauthorized activity.
3.4 Right to Refuse or Terminate Accounts
We may suspend or terminate access for any violation, fraud, or abuse.
4. Evaluation Challenges
4.1 Challenge Overview
Challenges test trading skills under set rules. Completing them may qualify you for a Funded Account.
4.2 User Obligations
Follow all risk limits and rules. Do not misuse the platform or engage in prohibited behavior.
4.3 Challenge Fees
All fees are one-time, final, and non-refundable. Fee amounts vary by challenge type.
4.4 Rule Changes
We may update rules at any time. You’re responsible for staying informed.
4.5 Disqualification and Expiry
Breaking rules, inactivity, or expired durations may result in account termination.
5. Funded Accounts
5.1 Offer of a Funded Account
You may be offered a simulated Funded Account after passing a Challenge, subject to verification.
5.2 Account Conditions
New rules may apply in the funded stage. Terms may change at any time.
5.3 Payouts and Profit Sharing
Profit splits are subject to eligibility, withdrawal criteria, and compliance with rules.
5.4 Scaling and Reviews
Consistent traders may be eligible for scaling. Reviews will monitor performance.
5.5 Termination
Violations, inactivity, or fraud may lead to account termination without payout.
6. Trading Rules & Restrictions
6.1 Conduct
Users must follow good trading practices and adhere to all platform rules.
6.2 Prohibited Strategies
No high-risk, manipulative, or exploitative methods are allowed.
6.3 Trade Duration
Minimum durations and exposure rules may apply.
6.4 Weekend Holding
Weekend holding is not permitted unless stated otherwise.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
6.6 Use of Automation
EAs and bots are allowed if compliant. Abusive use is grounds for termination.
6.7 Platform Restrictions
Only our approved trading platform may be used.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
7. Fees & Payments
7.1 Challenge Fees
Fees are displayed in USD and are non-refundable.
7.2 Add-Ons
Add-ons are optional, final, and only apply to the associated challenge.
7.3 Commissions and Costs
Trades may include commissions, spreads, and swap charges.
7.4 Payouts
Payout rules include thresholds, schedules, and requirements like profit buffers.
7.5 Payment Processing
Payments are handled by third-party gateways. Pipcy does not store card details.
7.6 Taxes
You are responsible for reporting any applicable taxes on profits or rewards.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
8. Refunds & Cancellations
8.1 Refunds
All purchases are final. No refunds are offered for failed challenges or disqualifications.
8.2 Cancellations
Accounts may be canceled before the first trade. After that, cancellation is not eligible for a refund.
8.3 Chargebacks
Chargebacks result in permanent bans and forfeited commissions or accounts.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
9. Affiliate Program
9.1 Overview
Approved affiliates can refer users and earn commissions.
9.2 Commission Structure
Tiers and terms are published on our website and may change.
9.3 Payments
Minimum thresholds and validation apply. Fraud or chargebacks result in withheld payments.
9.4 Guidelines
Affiliates must follow ethical marketing practices. Misleading promotions are banned.
9.5 Termination
Affiliate accounts can be terminated for violations or abuse.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
10. Intellectual Property
10.1 Ownership
All content belongs to Pipcy. Unauthorized use is prohibited.
10.2 License
You’re granted limited, personal use of our services. No resale or redistribution allowed.
10.3 Feedback
You grant Pipcy full rights to use any feedback you provide.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
11. Liability
11.1 Availability
We don’t guarantee uninterrupted access. Downtime may occur.
11.2 No Profit Guarantees
Trading involves risk. Results are not guaranteed.
11.3 No Warranties
We offer services “as-is” with no warranties of success, reliability, or profit.
11.4 Indemnity
You agree to defend and indemnify Pipcy from claims tied to your use or violations.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
12. Termination
12.1 User Termination
You may terminate your account anytime. No refunds for unused time.
12.2 Breach
We may terminate access for any abuse, fraud, or violations.
12.3 Challenge Disqualification
Breaking rules may void active accounts with no compensation.
12.4 Consequences
Termination may result in loss of data, accounts, and pending rewards.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
13. Governing Law
13.1 Jurisdiction
This Agreement follows the laws of Pipcy’s jurisdiction. Legal action will take place in our operational territory.
13.2 Disputes
Parties must attempt resolution before legal action.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
14. Updates to Terms
14.1 Right to Modify
Pipcy may update these Terms anytime. Changes apply once posted.
14.2 Notification
We may notify you of major changes, but you’re responsible for reviewing updates.
14.3 Acceptance of Changes
Using our Services after updates means you accept the new Terms.
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.
15. Contact Us
For legal questions or inquiries:
Pipcy
Email: [email protected]
6.5 News Trading
Conditions apply to news trading. Refer to challenge-specific rules.