Frequently Asked Question

General Questions

Pipcy offers two challenge models:

  • The Pips Mastery Challenge: Progress is measured by pips gained.
  • Pipcy Classic Challenge: Progress is based on percentage returns.

 

No. You pay once for your challenge. There are no recurring fees or subscriptions.

Yes. Both challenge types require a minimum of 3 trading days to complete any phase.

Refund policies vary based on promotions or special campaigns. Contact support for current terms.

No. Neither challenge includes a daily drawdown limit, giving you more breathing room during volatile sessions.

The Pips Mastery Challenge

You trade with a fixed lot size and your goal is to hit a pip-based target (500 or 750 pips), with a maximum drawdown of 250 pips. There are no time limits beyond the 3-day minimum.

You can choose from:
$2.5K, $5K, $10K, $25K, $50K, or $100K.

Each account comes with a fixed lot:

  • $2.5K → 0.05
  • $5K → 0.1
  • $10K → 0.2
  • $25K → 0.5
  • $50K → 1
  • $100K → 2

Pricing depends on target (1:2 or 1:3):

  • 1:2 Target: From $49 to $1,920
  • 1:3 Target: From $33 to $1,210

Every 700 pips gained increases your lot size by 50%, and your profit split improves over time. Top level traders can earn up to $300 per pip with 90% profit share.

Pipcy Classic Challenge

Your performance is tracked based on percentage return, with options for 1-step (18% target) or 2-step (12% + 6% target). The max loss is capped at 12%.

Same as Pips-Based: $2.5K up to $100K.

  • 1-Step Challenge: Starts at $39
  • 2-Step Challenge: Starts at $23

Your capital scales up 50% every time you hit 25% total profit.

  • Profit splits grow from 50% to 95%

  • Scale up to $3,000,000
  • Start from as low as $2.5K

Scaling & Growth Plan

Yes.

  • Pipcy Classic Challenge: Grow your funded balance by 50% per milestone.
  • The Pips Mastery Challenge: Grow your lot size by 50% every 700 pips.

You can earn up to 95% profit split in the Pipcy Classic plan and up to 95% in the Pips Mastery plan.

By either hitting your profit target (Pipcy Classic) or reaching 700 pips (Pips Mastery). Each level unlocks bigger capital or lot size and a better profit share.

Trading Rules

To maintain a fair and realistic evaluation environment, Pipcy prohibits the use of the following strategies:

  • High-Frequency Trading (HFT)
  • Latency Arbitrage
  • Reverse Arbitrage
  • Platform Arbitrage (across brokers/accounts)
  • Tick Scalping
  • News Spike Exploitation (News Trading)
  • Hedging Between Accounts

These methods are often used to exploit demo environments but are not reflective of real-world trading conditions. Traders found using them may be disqualified.

No. All forms of Martingale — including any strategy that increases position size to recover losses — are strictly prohibited. These methods pose excessive risk and do not reflect disciplined trading practices.

Yes. You may hold up to three open positions in the same direction on the same symbol. These positions can have different entry points, but exceeding this limit will be considered a grid or Martingale violation.

Payouts & Withdrawals

You can request your first payout after meeting all of the following:

  • At least 14 calendar days have passed since your first trade.
  • You’ve achieved at least 3% profit on your funded account.
  • You’ve traded on a minimum of 5 separate trading days.

Your account has at least $100 in withdrawable profit.

After your first payout, you can request a payout every 14 calendar days, provided the account remains in profit and all trading rules are followed.

Yes. When you request a payout, both your share and Pipcy’s share are withdrawn and your account balance resets to the original funded amount.
Note: This reset does not affect your scaling milestones. Progress is tracked independently.

⏳ Almost There!

PIPCY is coming back – with the best Prop Trading platform on the market. Hang tight, it’s going to be worth the wait.