Frequently Asked Question
General Questions
What challenge types does Pipcy offer?
Pipcy offers two challenge models:
- The Pips Mastery Challenge: Progress is measured by pips gained.
- Pipcy Classic Challenge: Progress is based on percentage returns.
Are there any monthly fees?
No. You pay once for your challenge. There are no recurring fees or subscriptions.
Is there a minimum trading day requirement?
Yes. Both challenge types require a minimum of 3 trading days to complete any phase.
Do I get a refund after passing the challenge?
Refund policies vary based on promotions or special campaigns. Contact support for current terms.
Is there a daily drawdown rule?
No. Neither challenge includes a daily drawdown limit, giving you more breathing room during volatile sessions.
The Pips Mastery Challenge
How does the The Pips Mastery Challenge work?
You trade with a fixed lot size and your goal is to hit a pip-based target (500 or 750 pips), with a maximum drawdown of 250 pips. There are no time limits beyond the 3-day minimum.
What are the available account sizes?
You can choose from:
$2.5K, $5K, $10K, $25K, $50K, or $100K.
What are the lot sizes?
Each account comes with a fixed lot:
- $2.5K → 0.05
- $5K → 0.1
- $10K → 0.2
- $25K → 0.5
- $50K → 1
- $100K → 2
What’s the price to join?
Pricing depends on target (1:2 or 1:3):
- 1:2 Target: From $49 to $1,920
- 1:3 Target: From $33 to $1,210
How does growth work in the Pips-Based model?
Every 700 pips gained increases your lot size by 50%, and your profit split improves over time. Top level traders can earn up to $300 per pip with 90% profit share.
Pipcy Classic Challenge
How does the Pipcy Classic Challenge work?
Your performance is tracked based on percentage return, with options for 1-step (18% target) or 2-step (12% + 6% target). The max loss is capped at 12%.
What’s the available capital?
Same as Pips-Based: $2.5K up to $100K.
How much does it cost?
- 1-Step Challenge: Starts at $39
- 2-Step Challenge: Starts at $23
How does the growth plan work for this model?
Your capital scales up 50% every time you hit 25% total profit.
Profit splits grow from 50% to 95%
- Scale up to $3,000,000
- Start from as low as $2.5K
Scaling & Growth Plan
Do both challenges include scaling?
Yes.
- Pipcy Classic Challenge: Grow your funded balance by 50% per milestone.
- The Pips Mastery Challenge: Grow your lot size by 50% every 700 pips.
What’s the highest payout split I can get?
You can earn up to 95% profit split in the Pipcy Classic plan and up to 95% in the Pips Mastery plan.
How do I move up levels?
By either hitting your profit target (Pipcy Classic) or reaching 700 pips (Pips Mastery). Each level unlocks bigger capital or lot size and a better profit share.
Trading Rules
What trading strategies are not allowed?
To maintain a fair and realistic evaluation environment, Pipcy prohibits the use of the following strategies:
- High-Frequency Trading (HFT)
- Latency Arbitrage
- Reverse Arbitrage
- Platform Arbitrage (across brokers/accounts)
- Tick Scalping
- News Spike Exploitation (News Trading)
- Hedging Between Accounts
These methods are often used to exploit demo environments but are not reflective of real-world trading conditions. Traders found using them may be disqualified.
Is Martingale allowed?
No. All forms of Martingale — including any strategy that increases position size to recover losses — are strictly prohibited. These methods pose excessive risk and do not reflect disciplined trading practices.
Are there position limits per asset?
Yes. You may hold up to three open positions in the same direction on the same symbol. These positions can have different entry points, but exceeding this limit will be considered a grid or Martingale violation.
Payouts & Withdrawals
When can I request my first payout?
You can request your first payout after meeting all of the following:
- At least 14 calendar days have passed since your first trade.
- You’ve achieved at least 3% profit on your funded account.
- You’ve traded on a minimum of 5 separate trading days.
Your account has at least $100 in withdrawable profit.
How often can I withdraw profits?
After your first payout, you can request a payout every 14 calendar days, provided the account remains in profit and all trading rules are followed.
Will my account reset after a payout?
Yes. When you request a payout, both your share and Pipcy’s share are withdrawn and your account balance resets to the original funded amount.
Note: This reset does not affect your scaling milestones. Progress is tracked independently.